BUY a home... Foreclosures / REOs / Short Sales

<body topmargin=0 leftmargin=0 marginheight=0 marginwidth=0> <table cellpadding=0 cellspacing=0 border=0><tr> <td valign="top" colspan=2 height=82 BGCOLOR="#006699" TEXT="#080000"> <div> <FONT SIZE="5" COLOR="#FFFF00" FACE="Arial" ><B> How May We Help You? -- (714) 832-8802 / (951) 346-1905</B></FONT><B>     |     </B><A HREF="index.htm" TARGET="_top" TITLE=" How May We Help You? (714) 8328802 / ("><B>home</B></A></div> <div> <B>BUY a home... Foreclosures / REOs / Short Sales</B>   |   <A HREF="id43.htm" TARGET="_top" TITLE="SEARCH for Available Homes">SEARCH for Available Homes</A>   |   <A HREF="id31.htm" TARGET="_top" TITLE="SELL a home">SELL a home</A>   |   <A HREF="id24.htm" TARGET="_top" TITLE="LEARN About loans Home Loans 101">LEARN About loans @Home Loans 101</A>   |   <A HREF="id25.htm" TARGET="_top" TITLE="REQUEST more information">REQUEST more information</A>   |   <A HREF="id30.htm" TARGET="_top" TITLE="JOIN The Real Estate Marketplace">JOIN The  Real Estate Marketplace</A>   |   <A HREF="where_is_remp_.htm" TARGET="_top" TITLE="The Real Estate Marketplace">The Real Estate Marketplace</A>   |   <A HREF="id44.htm" TARGET="_top" TITLE="MISSION STATEMENT ABOUT US We LOVE ">MISSION STATEMENT --  ABOUT US  --  We LOVE Our Customers!!</A>   |   <A HREF="id19.htm" TARGET="_top" TITLE="CONTACT Us">CONTACT Us</A>   |   <A HREF="id53.htm" TARGET="_top" TITLE="SEE Our Currently Featured Homes">SEE Our Currently Featured Homes</A>   |   <A HREF="id62.htm" TARGET="_top" TITLE="VISIT The Real Estate Marketplace Online">VISIT The Real Estate Marketplace Online Loan Center</A>   |   <A HREF="foreclosure_information.htm" TARGET="_top" TITLE="Free Foreclosure / REO / Short Sale Info">Free Foreclosure / REO / Short Sale Information For Orange County & Surrounding Areas</A></div> <div> </div> </td> </tr><tr> <td valign="top" width=210 BGCOLOR="#FFCC66" TEXT="#080000"> <div> <B>The Real Estate Marketplace Home Buyer's Club...Designed to Get you into your home:</B></div> <bR> <div> <B><U><IMG BORDER="0" SRC="Symb075c00b701b800660000.png" HEIGHT="29" WIDTH="29" ALIGN="bottom" HSPACE="0" VSPACE="0">FASTER</U></B></div> <div> <B><U><IMG BORDER="0" SRC="Symb075c00b701b800660000.png" HEIGHT="29" WIDTH="29" ALIGN="bottom" HSPACE="0" VSPACE="0">CHEAPER</U></B></div> <div> <B><U><IMG BORDER="0" SRC="Symb075c00b701b800660000.png" HEIGHT="29" WIDTH="29" ALIGN="bottom" HSPACE="0" VSPACE="0">EASIER</U></B></div> <bR> <bR> </td> <td valign="top" height=398 width="100%" BGCOLOR="#FFFFFF" TEXT="#080000"> <div> <I><B>BUY a home... Foreclosures / REOs / Short Sales</B></I></div> <bR> <div> <B>Home Buyer's Orientation & Home Buyer's Club</B></div> <bR> <div> <B>If you really want to move your househunt ahead, we should meet so I can put you through my Home Buyer’s Orientation.   It explains the home buying process from start  to finish including:</B></div> <bR> <div> <B>•     What steps are involved in a home purchase?</B></div> <div> <B>•     How long does it take?</B></div> <div> <B>•     Which step do I start with?</B></div> <div> <B>•     What is the Federal Tax Credit ($8,000) and how does it work?</B></div> <div> <B>•     Where is the best place to get a loan?</B></div> <div> <B>•     What is the minimum down?</B></div> <div> <B>•     What is FHA; what is an FHA loan?</B></div> <div> <B>•     What is a conventional loan?</B></div> <div> <B>•     What is a jumbo loan?</B></div> <div> <B>•     What is a short sale?</B></div> <div> <B>•     What is a foreclosure?</B></div> <div> <B>•     What is a REO?</B></div> <div> <B>•     What is a REPO?</B></div> <div> <B>•     What is a HUD Home?</B></div> <div> <B>•     What is Fannie Mae?</B></div> <div> <B>•     What is Freddie Mac?</B></div> <div> <B>•     What is the MLS?</B></div> <div> <B>•     How do I make an offer?</B></div> <div> <B>•     Do I have to put down a deposit?  How much?</B></div> <div> <B>•     What if I change my mind?</B></div> <div> <B>•     What does a home inspection cover?</B></div> <div> <B>•     What’s the difference between a home inspection and an appraisal?</B></div> <div> <B>•     Who pays for the home inspection and appraisal?</B></div> <div> <B>•     What if the appraised value is different from the price I agreed to pay (the contract price)?</B></div> <div> <B>•     What if home inspection reveals problems I don’t want to deal with, then what?</B></div> <div> <B>•     What about termites?</B></div> <div> <B>•     What is title insurance?</B></div> <div> <B>•     What about home owner’s insurance?</B></div> <div> <B>•     What are Mello-Roos taxes?</B></div> <div> <B>•     What is an HOA (home owners association) and what does it do?</B></div> <div> <B>•     Why do I need a Realtor?</B></div> <div> <B>•     How much do you charge?</B></div> <div> <B>•     Will you try to get me to buy something I don’t want to? </B></div> <div> <B>•     Are you pushy, obnoxious or otherwise a disaster waiting to happen?</B></div> <div> <B>•     Can you make decisions in your company or are you way down the totem pole?</B></div> <div> <B>•     What’s the difference between an independent broker and a franchise broker?</B></div> <div> <B>•     What about for sale by owners?</B></div> <div> <B>•     What can you tell me about natural hazards?</B></div> <div> <B>•     Why does this home have so many extra doors and require keys to get into the bedrooms?</B></div> <div> <B>•     Why did the previous owners paint the bathroom black?  (or pink, purple, fuchsia or neon green?)</B></div> <div> <B>•     Is real estate a safe investment?  </B></div> <div> <B>•     How much are the real estate taxes?  When are they due?</B></div> <div> <B>•     How many homes do I have to look at before I put in an offer? </B></div> <div> <B>•     What’s involved / what do I have to do to put in an offer?</B></div> <div> <B>•     Any other question you may have / can think of!</B></div> <bR> <div> <B>This takes about 45 minutes plus whatever other questions you may have.  I do it by appointment at my office in Tustin, directions here:  </B><A HREF="where_is_remp_.htm" TARGET="_top" TITLE="The Real Estate Marketplace"><B>http://remp.org/id49.htm</B></A></div> <bR> <div> <B>Also, I can answer one question now…what do I cost?  I am Free to you as my fee is paid  by the seller, not you, the buyer!  There, 1 down, a bunch to go!</B></div> <bR> <div> <B>Also, there is no obligation or pressure at this orientation…that’s all it is, an orientation.  If you walk out the door and decide not to use me, it is not a problem.  At the very least you will be better educated and you can meet with other Realtors to compare what I do with what they do and so make an informed decision.</B></div> <bR> <div> <B>Call or email me anytime to set up your own, personal orientation.  You can come alone or bring whoever and as many as you want to learn all about home buying.  All I ask is that all decision makers come together so we are all on the same page.  </B></div> <bR> <div> <B>When you are ready, you can call or email me to schedule your orientation: </B><FONT SIZE="4" COLOR="#111111" FACE="Arial" ><B>714.832.8802</B></FONT><B> or  </B><FONT SIZE="4" COLOR="#111111" FACE="Arial" ><B>richard@remp.org</B></FONT></div> <bR> <div> <A HREF="where_is_remp_.htm" TARGET="_top" TITLE="The Real Estate Marketplace"><B>How do I get to your office?</B></A></div> <bR> <div> <B>Foreclosures/REOs/Short-Sales-- Info </B><A HREF="foreclosure_information.htm" TARGET="_top" TITLE="Free Foreclosure / REO / Short Sale Info"><B>HERE</B></A></div> <bR> </td> </tr></table></body>